TERMS OF SERVICE

Effective Date: 1/15/2026

By using this website, you agree to the following terms.

1. Use of Website

This website provides general information about mortgage and home financing options. You agree to use this site only for lawful purposes.

2. No Guarantee of Approval

Submitting information does not guarantee approval, loan terms, or eligibility.

All scenarios are subject to:

credit review

income and asset verification

underwriting guidelines

3. No Financial or Legal Advice

Information on this website is for informational purposes only and should not be considered financial, legal, or tax advice.

4. User Representations

By submitting information, you represent that:

the information is accurate to the best of your knowledge

you are providing it voluntarily

5. Communication Consent

By submitting your information, you consent to be contacted via:

Phone

SMS (text message)

Email

Message and data rates may apply. You may opt out by replying STOP.

6. Third-Party Services

We may work with third-party lenders or service providers. We are not responsible for their decisions, terms, or actions.

7. Limitation of Liability

California Mortgage Strategist is not liable for:

decisions made based on information from this website

outcomes of financing requests

actions of third-party providers

8. Modifications

We may update these Terms at any time. Continued use of the website means you accept those changes.

9. Contact

California Mortgage Strategist

Email: [email protected]